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Mortgage Solutions: Residential Mortgages
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Home Sweet Home

One of the biggest transactions of most people's personal financial lives is buying property. Whether you are buying with personal equity or have to take out a mortgage or other funding, the process can be complex and fraught with pit-falls. When we consider the amount of money you may need to borrow, and more importantly pay back, taking the wrong decision can prove very expensive.

We all have different ideas of what we want from a mortgage, but with mortgages becoming much more complicated and varied, how do you select a mortgage to suit you from so many different types available, such as:

  • Residential Mortgages
  • Re-mortgages
  • Home Improvement Loans
  • Bank of England Base Rate Trackers
  • LIBOR (London Inter-Bank Offered Rate) Trackers
  • Money Purchase Plans (Islamic Mortgages)
  • Discount and Stepped Discount Trackers
  • Flexible Mortgages
  • Variable Trackers
  • Standard Variable Rate
  • Tracker Mortgages
  • Deferred Interest
  • Fixed Rate
  • Capped or Capped and Collared
  • Borrow-Back Facilities
  • Off-Set Mortgages
  • Second Charge Mortgages
  • Bridging Loans

The mortgage market has endured many ups and downs and twists and turns throughout the decades and the recent 'Credit Crunch' is yet another example, affecting millions in varying degrees. However, we all need to find the most suitable mortgage whatever happens to interest rates or money markets. Indeed, with such a changing array of mortgage providers in an ever uncertain and confusing market, there has probably never been a more important time to seek specialist advice.

In taking 'independent' financial advice, you will benefit from our extensive knowledge of the mortgage lending process, gain access to the continuously altering, whole mortgage market and rest assured that we will source the most appropriate mortgage to suit your own individual needs and circumstances. So don't wait, contact us and arrange your free, fully confidential financial review.

 

'Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.'
 
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Balfour Group Limited
Registered Office: 1st Floor, 3 Johns Place, Edinburgh, EH6 7EL. Registered in Scotland No.SC304210
Balfour Mortgage Solutions is a trading name of Balfour Group Limited which is authorised and regulated by the Financial Services Authority


David Lloyd Hudson © Copyright 2008-2010. All Rights Reserved.