It is a growing belief that investing ethically can change our world for the better. With nearly 7 billion people now inhabiting our planet, I believe we all must take our fair share of responsibility for the welfare of our children, wildlife and environment. For most of my adult life I have made a conscious effort to help reduce my own eco footprint - as a consequence I hold face-to-face meetings only when requested or really necessary, using alternative methods where possible - such as telephone, video-conferencing and email. It goes without saying that I run an environmentally conscious office - such as reducing energy consumption and recycling waste, using office supplies that are made from recycled or sustainable materials wherever possible, and although impossible to be 100% paper-free, I endeavour to use electronic alternatives where possible, such as secure email, the scanning of documents, electronic data storage and product applications.

During my time as an Independent Financial Adviser, I have aided most of my clients to invest ethically; but I believe in leading by example, and as such, since 1995 all my own investments have been invested in Socially Responsible Investments (SRI's).

Unfortunately public awareness of the existence of green and ethical investment is still too low; according to consumer research by 72Point Ltd for F&C Asset Management Plc in December 2006, 'less than half of the UK public (46%) are aware of stock market funds that allow them to invest ethically!' My aim therefore, is to help promote the existence of investing more ethically and the changes we can all make individually and collectively – changes that can make a difference to our world and the one we leave for our forebears!

I believe in giving my clients a choice by providing access to alternative advice in all areas of ethical and socially responsible investment and holistic financial planning. This is just one reason why over the years my clients have recommended my services to their families, friends and colleagues. Since becoming a Financial Adviser in 1988, I have had many positive and heart-felt comments from new and existing clients which have made my work feel a whole lot more gratifying. Here are some examples - the originals for which are held on file;

'...I would really like to thank you again for the professional way you have advised and handled my financial affairs...'

Ms J. Murray, Scottish Borders.

'David has been a great help to me over the years advising me on various financial matters. His work is thorough and professional. I would have no hesitation in recommending David to anyone needing advice on investing and mortgages.'

Mr. A. Graham, Staffordshire.

'My family and I have used David for the last ten years or so. I value his advice and he has helped us make great savings in our mortgage deals. This is all done within the context of ethical investment, so a win-win situation.'

Mr M. Butler, Edinburgh.

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