The Power of Independence

Quite often in business there are many reasons why you may need to raise capital, for example buying your own business premises, expanding your business or simply refinancing existing capital borrowings.

Many business owners and Financial Directors believe that they should first turn to their bank for their business financing requirements and quite often assume that because of the relationship that already exists between the business and 'the bank', that they will provide them with funds on the best possible terms. However, all too often the opposite is true because Bank Managers are generally target driven and work for 'the bank' and not the customer. An Independent Financial Adviser actually works for you, and will source the best finance possible from the entire market-place based on your individual business status. Indeed, not seeking 'independent' advice can mean paying additional arrangement fees, higher deposits or interest rates which are higher than the risk dictates. In addition many banks may seek to lend over shorter timescales and usually on a repayment basis only.

However, times have changed and there are now many specialist commercial lenders offering flexibility and time saving solutions to your lending needs. Commercial Finance can be available for any legal purpose and be secured across a wide range of commercial property types.

As Independent Financial Advisers and Finance Brokers we can help businesses who want to:

Furthermore, in today's modern, ever changing markets, there are exciting new opportunities in fields such as clean technology and sustainable business development.

We at Balfour can deal with all aspects of a financing case - collating the required information - and can include help with the preparation of business projections and plans to present to the chosen lender because the better the business case presented then the better the lenders terms will be. We take a proactive approach throughout the whole process of all financing transactions - working with professional business partners such as Tax Advisers, Solicitors, etc. to provide the complete service including the arrangement of valuations, legal requirements, property insurance and many other issues that arise.

Whether you would like to restructure your finances, buy a new business or are looking to capitalise a business project - for all your business financing needs, contact us to discuss your financial requirements and see how we can help you.